There is a considerable percentage of bank customers who are not satisfied with the bank where they entrust money management. The reasons are diverse, whether they are motivated by the excessive collection of commissions, or by the service, or by the negative experience in credit matters.
The truth is that there is always a reason for discontent that motivates the thought of opening a new account in a new bank and starting the whole banking relationship from the beginning. But this is necessary and it should be a priority to carry out a small market consultation to determine if the new bank meets the necessary conditions to entrust its money.
Before Choosing Your Bank
1 # Check the Pricing and Conditions of the Same – In the various websites of banks on the Internet you can consult in detail the pricing of each of them, especially the most common products and services, such as current accounts and means of movement the same . Knowing the best in these areas can mean the beginning of a good banking relationship.
2 # Check Deposit Interest Rates – Similarly, on the Internet banks website you can check the interest rates of all deposits and savings that the bank markets, as well as evaluate the existing offer.
What is the Best Bank for Your Money?
See here our analysis of 6 banks where we try to analyze the best bank for checking account. Give us your opinion. What is the best bank for your money?
3 # Check Bank Strength – In today’s economic instability and uncertainty, knowing which banks are the most solid is a long-term trust factor for customers. Therefore, do not devalue the solidity of the seats.
4 # Evaluate the Possibility of Online Banks – They are not fashionable and have been around for several years. One of the advantages is the reduced costs and interest rates of interesting deposits.
When to Choose Your Bank
1 # Gather all the Documentation Needed – This avoids having to travel more than once to the seat and saves on fuel.
2 # Gather all the Doubts and Questions to Ask – Do not hesitate to question your future bank about any doubts you may have. In these moments several future constraints are eliminated.
3 # Ask for Best Terms – Once you have identified the best bank for your money, you can still ask for better conditions, such as price reductions for products and services you use or even better interest rates for their savings.
The First Time With Your Bank
1 # Make several Common Transactions in your Account – This will check how your new bank behaves, what descriptions they use and the procedures they take to solve them;
2 # Regularly Track Your Account – For at least 12 months you have a daily control of your account, because if something happens that does not agree you can claim it. Even at the commissioning level, the vast majority of commissions have annual or yearly regularity.